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Get Payday Loans

GetAPaydayLoan.co.uk is a matching service for consumers looking for payday loans. Our application is 100% online and takes about two minutes to apply. You will receive a decision quickly about the status of your application. If approved, you could have a payday loan deposited into your account within 24 hours.

Why do people take out payday loans?

People all over the UK use them for a number of reasons. The most common reasons customers use them include:

  • Money is needed to cover unexpected bills
  • An emergency requires extra funds
  • To prevent a bank account from going into overdraft

What are payday loans?

Payday loans are small unsecured loans that are paid back on your next payday. A payday loan can help with emergency expenses and ease a temporary cash crunch. These loans are not meant to be a long-term solution to financial debt.

 

24 million Brits admit to reckless driving

A whopping 24 million British motorists admit to having dangerous driving habits, according to comparison site Confused.

The youngest drivers seem to be the most blasé about their driving faults, with 6% claiming to have no driving faults at all, compared with 34% of their more vigilant 55+ year-old driving counterparts.

Despite this whiter-than-white claim, 17-24 year olds are the worst driving offenders, with three in four claiming to often drive with one hand on the wheel and nearly one in three frequently breaking the speed limit.

Londoners have the poorest overall road manners, with 26% often forgetting to thank other motorists, 40% admitting to frequently speeding and 30% failing to indicate when turning. Wales fared the best, with 31% claiming that they had not picked up any bad driving habits at all.

Simon Lamble, product director at Confused, said: It is so important to be vigilant when driving on Britains roads, despite how good a driver you may think you are. Driving over the speed limit, eating and drinking at the wheel, and driving with one hand are all potentially dangerous habits which reduce your vehicle control. It is particularly shocking that younger drivers and London motorists are the most reckless, as their insurance premiums tend to the highest, initially.

On average, a driver with three points will see premiums leap by 7%, rising to 25% for six points, and 50% for nine points. While nobody is perfect, we would advise motorists to take more care when driving. Planning your route and allowing extra time should reduce erratic driving behaviour, while recognising and trying to rectify your bad driving habits should result in less accidents and a reduction in convictions.

By Barney McCarthy

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Terms and conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on the lender’s terms and conditions. Representative APR (Annual Percentage Rate of charge): Representative example: Borrow £200 for 30 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan equivalent to an annual rate of 2227.47% fixed. The total repayable is £259. Representative APR 2222.47%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

*Subject to approval times and lender's policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumer’s credit history and ability to repay loan. Not everyone will qualify for £1000.

GetaPaydayLoan.co.uk is not a lending or banking institution. The personal information you submit will be supplied to a third-party lender to complete the loan application. GetaPaydayLoan.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. GetaPaydayLoan.co.uk may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.

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