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Get Payday Loans

GetAPaydayLoan.co.uk is a matching service for consumers looking for payday loans. Our application is 100% online and takes about two minutes to apply. You will receive a decision quickly about the status of your application. If approved, you could have a payday loan deposited into your account within 24 hours.

Why do people take out payday loans?

People all over the UK use them for a number of reasons. The most common reasons customers use them include:

  • Money is needed to cover unexpected bills
  • An emergency requires extra funds
  • To prevent a bank account from going into overdraft

What are payday loans?

Payday loans are small unsecured loans that are paid back on your next payday. A payday loan can help with emergency expenses and ease a temporary cash crunch. These loans are not meant to be a long-term solution to financial debt.

 

Archive for the ‘Home Loans’ Category

Confidence is key to housing recovery

Wednesday, May 6th, 2009

The housing market cannot recover until consumer confidence does, with house prices likely to continue falling for the rest of 2009 and beyond, experts have warned.

The latest house price index from Nationwide shows that house prices fell by a further 0.4% during April, leaving the average property worth £151,861 – 15% less than 12 months ago.

Despite a slight rise in prices in March, this month has seen another decline across the housing market. Commentators say it is not unusual for house prices to rise one month and fall the next during a depressed market. (more…)

Abbey provides some relief to the UK banking sector

Thursday, April 30th, 2009

UK financial giant Abbey, now owned by Santander, has revealed a set of figures today which have given investors in the financial industry a much-needed boost. While the 25% increase in profits to £372 million was in itself a reason to celebrate, it was the significant reduction in bad debt provisions which caught the eye of many analysts.

The company announced a fall in bad debt provisions from £234 million to £189 million amid hopes that the UK mortgage sector could be over the worst. The company has also suggested that a number of customers who were in financial trouble have been able to refinance those debts at lower interest levels and reduce the pressure in the short to medium term. As you might expect, the upbeat thread in the profits and accompanying announcement saw the likes of Royal Bank of Scotland and Lloyds Bank shares rise substantially from relatively low levels. (more…)

The Pros And Cons Of Interest-Only Mortgages

Thursday, February 19th, 2009

Choosing a mortgage naturally involves a lot of decision making and one of your first is whether you want to repay your homeloan on a capital and interest or an interest-only basis. Both methods have their benefits, and their drawbacks.

They also swing in and out of favour with borrowers. In 1988 87% of first-time buyers took out mortgages on an interest-only basis. By 2003, when endowment shortfalls became a huge problem for many borrowers, 87% of FTBs chose a capital and interest mortgage (i.e. a ‘repayment mortgage’). (more…)

Terms and conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on the lender’s terms and conditions. Representative APR (Annual Percentage Rate of charge): Representative example: Borrow £200 for 30 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan equivalent to an annual rate of 2227.47% fixed. The total repayable is £259. Representative APR 2222.47%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

*Subject to approval times and lender's policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumer’s credit history and ability to repay loan. Not everyone will qualify for £1000.

GetaPaydayLoan.co.uk is not a lending or banking institution. The personal information you submit will be supplied to a third-party lender to complete the loan application. GetaPaydayLoan.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. GetaPaydayLoan.co.uk may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.

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