FAQ
What is a payday loan?
A payday loan provides you the opportunity to obtain cash in emergency situations. It is not meant to be a long term solution. If you are concerned about your financial wellbeing, please contact a credit councillor
How much may I borrow?
You can borrow up to £200 for your first loan. Once your first loan has been repaid in full, you will have the option to borrow up to £1000 for each subsequent loan. The maximum amount that you may borrow is based on your take home pay.
How much do I need to be paid in order to qualify?
You must have a minimum take home pay of £333.50 after all taxes and deductions.
What if I am self employed?
Unfortunately, we cannot lend to those who are self employed.
Do I need to have my salary paid directly into my bank account?
Yes, in order to qualify your salary must be paid directly into your bank account by your employer.
How long may I have the money for?
Each loan must be repaid on the day that you receive your next regular salary payment. The maximum duration of the loan is 31 days.
What fees are involved?
There is a fee of £29.98 for every £100 borrowed which must be paid in full upon the repayment of the loan. This fee includes all costs of the transaction.
31 Day Loan would be 2255% APR Typical.
How do I repay the loan?
On the date that your loan is due to be repaid, we will automatically debit the entire loan amount plus the fees from your bank account. You will then be able to request another loan the very same day.
When can I contact you?
Our friendly and informative Customer Care Team is ready to serve you 24 hrs a day, from Monday at 7:00am until Saturday at 5:00pm. And don’t worry, we’re still open on Sundays from 12:00pm – 6:00pm GMT.
How may I get in contact with you?
Free phone: 08000 32 76 55
Level 8 Suite 3,
Plaza Commercial Center,
Bisazza Street,
Sliema
SLM15, Malta
