Privacy Policy
Your privacy and security is of the utmost importance to us. The information you provide is stored within our secure systems.
USE OF YOUR INFORMATION
We will keep information about you and the conduct of your loan on our database. We will use your information to manage your account, including taking decisions regarding your identity and whether to make further credit available to you, to undertake periodic statistical analysis or testing to ensure the accuracy of existing and future products and services.
We may pass information about you and your agreement to anyone we have appointed to help administer your agreement or to recover amounts owing or to anyone to whom we transfer the agreement. Countries in the European Economic Area (EEA) are required to have a similar standard of protection of personal data. This is not always the case outside that area. We may transfer personal data outside the EEA and will ensure before we do so, that there is adequate protection as required by the relevant Data Protection legislation.
You have a right to receive a copy of the information we hold about you if you apply to us in writing. A fee will be payable.
USING YOUR INFORMATION FOR MARKETING PURPOSES
We may use your information in order to select and tell you about products and services available form us or from other companies in our Group which may be of interest to you and we may share your information with them for analysis, for marketing purposes or so that they may contact you about their products or services. We may pass your information to agencies conducting market research for us.
Links
This website may contain various links to other sites. We strongly urge our customers to read the privacy policies of each site visited, external to ours. Please be aware that we are not responsible for the privacy practices of such other sites.
Security
We use a variety of safety measures to ensure our users’ information is safeguarded. All information submitted via the website is protected both online and offline.
The information users submit is encrypted using the best software available in the industry – SSL. All of our users’ information is restricted in our offices. Only the employees who need information in order to perform a specific job have access to any personally identifiable information. We ensure that all employees are kept up to date on our security and privacy practices.
Website Activity
We use a third party tracking utility to track end-user activity in our site through the use of cookies. The activity is tracked in an effort to make our website easier to navigate through as well as to find out which areas draw the most traffic. Information tracked here consists of: most requested page, least requested page, top entry page, top path through site, the cities users are visiting from average length of time spent in the site, etc.
Notification of changes
If our privacy policy ever changes, we will post these changes on our home page, to inform the users of the new policy. If at any time it is decided to personally use identifiable information in a manner different from what was stated at the time it was obtained, we will notify users via email. Users will have a choice as to whether or not we use his or her information in this manner. All information will be used in accordance with the privacy policy under which the information was collected.
Legal obligation
All possible efforts are made to preserve user privacy, however we may need to disclose personal information when required by law. This will occur only when, based on cautious discretion, it is deemed necessary in order to comply with a current judicial proceeding, a court order or a legal process served on our web site.
